You live in Germany and want to finally start investing – but nobody has properly shown you how it works here.
You do not need any prior knowledge.
I show you step by step how to organize your money in Germany, how ETFs and stocks work, how a German brokerage account works, what matters for taxes in Germany and why the changes from 2027 are another reason to understand the system now.
If nobody ever explained investing in Germany to you properly, start here.
I show you the introduction I wish I had when I came to Germany – simple, practical and built around the German system.
I invested just under €1 million – my portfolio is now around €1.98 million.
A large part of my capital came from the online businesses I built. But I did not simply leave it sitting in cash: my own portfolio currently shows around +101% since purchase.
Why I teach this course.
I completely changed my life through education, entrepreneurship and long-term investing.
That is what this course is really about: not leaving your money to chance, but making clear decisions and building wealth step by step.
After my civil engineering degree in India, I would have earned around €120 per month. I knew I wanted a different life.
I learned German, passed my language exams and worked my way into a Master’s degree at TU Hamburg. I wanted a different future, so I built the prerequisites for it.
I completed my Master’s degree at Hamburg University of Technology.
The degree was more than a piece of paper. It showed me that your starting point does not have to decide where you end up.
During my Master’s, I started my online business. A small project eventually grew into businesses with millions in revenue.
That changed my financial life. But earning more money is only one part of the equation. What matters is what you do with the money after it reaches your account.
I met my wife and we got married.
With a family, money starts to mean something different. It is not only about earning more. It is about security, choices and being able to shape your own life.
We left Germany, travelled extensively and lived in different countries.
That made one thing very clear to me: freedom is not a holiday. Freedom means your income and your wealth do not depend on staying in one specific place.
I started investing early and kept going consistently. Today my portfolio is around €1.98 million.
Not through frantic trading. Not through chasing the next hot tip. Through long-term investing, patience and a system I can stick with.
I am not only an entrepreneur and investor. I am also a husband and father – and that is exactly why I take money seriously.
For me, wealth is not about status. It is about responsibility, security and having choices for my family. I invest so we have options and do not have to make every decision from a place of financial stress.
Today I help other people understand how to build their money intelligently while living in Germany.
You do not need 50 ETFs, complicated strategies or gambling. You need clear fundamentals, good decisions and a plan you can follow for years.
From “I have no idea where to start” to “Now I have a plan.”
- You do not know how much of your money you should actually invest.
- You are worried about choosing the wrong ETF or broker from the start.
- You may already have a savings plan, but you are not completely sure why you bought that ETF.
- German terms like Depot, Freistellungsauftrag and Vorabpauschale feel unnecessarily complicated.
- You hear conflicting advice from Germany, your home country and social media – and do not know what actually matters.
- You know what should stay in cash and what you can invest for the long term.
- You understand ETFs and stocks and can better judge what you are buying.
- You can make much more sense of an existing savings plan or your first investments.
- You understand the most important rules around brokerage accounts and taxes in Germany.
- You know your next step instead of delaying investing or continuing without understanding what you are doing.
Doing nothing has a cost too.
Your bank balance can stay the same – while your money still loses purchasing power over time. Inflation simply means that the same euro can buy you less in the future.
The earlier you start, the more time your money has to grow.
If your money only sits in your bank account, inflation can mean you can buy less with it over time.
If you invest for the long term in the stock market, your money gets the chance to grow.
Simply put: the earlier you start, the longer your money has to grow.
5 lessons. Explained simply.
From 2027, Germany's new Altersvorsorgedepot is expected to arrive – and the government could add money to your long-term retirement investing.
That is why this is not a small side topic. If you live in Germany, it is another strong reason to understand ETFs, brokerage accounts, taxes and retirement investing here. In the course, I explain in plain English how the new system is meant to work, who could benefit and which rules you should know.
Stop postponing investing. Understand how it works in Germany and start with a clear plan.
Quick questions
Is this course for complete beginners?
Yes. That is exactly who it is built for. You do not need any previous investing knowledge.
I already invest a little. Will the course still help me?
Yes. Even if you already have a savings plan or have bought your first ETFs or stocks, you can still get a lot from the course. You can understand your existing choices better, see why you own what you own, and fill important gaps around German brokerage accounts, taxes and your overall investment structure.
Do you show concrete ETFs and stocks?
Yes. I show concrete examples and explain what to look for. The goal is that you understand what you are buying instead of blindly copying somebody else's portfolio.
How much does the course cost?
€9 one-time including VAT. No subscription and permanent access.